American Express Platinum Card
Elevate your lifestyle with premium benefits and exclusive privileges
Exclusive Card Benefits
Airport Lounge Access
Unlimited complimentary access to 1,300+ airport lounges worldwide, including Centurion Lounges
Hotel Elite Status
Automatic Gold status with Marriott Bonvoy and Hilton Honors, with room upgrades when available
Travel Credit
$200 annual airline fee credit and $200 Uber Cash annually ($15 monthly plus $20 bonus in December)
Retail Perks
Up to $100 annually in Saks Fifth Avenue credits ($50 January-June and $50 July-December)
Entertainment Credit
Up to $240 in annual digital entertainment credits ($20 per month for select services)
Premium Protections
Car rental loss and damage insurance, purchase protection, and extended warranty coverage
Why Choose the Platinum Card
5X Membership Rewards
Earn 5X points on flights booked directly with airlines or with American Express Travel
Global Assist
24/7 emergency assistance when traveling more than 100 miles from home
Fine Hotels + Resorts
Exclusive benefits at luxury properties including room upgrades and late checkout
Concierge Service
Personal assistants available 24/7 to help with reservations and hard-to-get tickets
Travel Benefits
Airport Lounge Access
Enjoy complimentary access to Centurion Lounges, Priority Pass lounges, and more
Hotel Benefits
Receive elite status, room upgrades, and special amenities at luxury hotels worldwide
Travel Credits
Annual credits for airline fees, Uber rides, and more to enhance your travel experience
Fee Structure
| Fee Type | Amount |
|---|---|
| Annual Fee | $695 |
| Authorized User Fee | $175 per card (up to 3 authorized users) |
| Foreign Transaction Fee | None |
| Late Payment Fee | Up to $40 |
| Returned Payment Fee | Up to $40 |
Ready to Experience the Platinum Card?
Join the ranks of elite cardholders enjoying unparalleled benefits and services. Apply now and elevate your lifestyle.
- Instant application decision in most cases
- 100,000 Membership Rewards points welcome bonus (terms apply)
- 24/7 premium customer service
Apply Now
Frequently Asked Questions
New Platinum Card members can earn 100,000 Membership Rewards points after spending $6,000 on purchases within the first 6 months of Card Membership. Terms apply.
Simply present your Platinum Card and boarding pass at participating lounges. For Priority Pass lounges, you’ll need to enroll in the Priority Pass program through American Express.
The $200 airline fee credit is automatically applied to incidental fees like baggage fees or in-flight purchases with your selected airline. The $200 Uber Cash is distributed as $15 monthly credits plus a $20 bonus in December.
You can earn 5X points on up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel.