American Express® Credit Cards
Premium benefits, exceptional service, and rewards that travel with you
Why American Express?
Travel Benefits
Complimentary airport lounge access, hotel elite status, and $200 annual airline fee credit
Premium Rewards
Earn 5X points on flights and prepaid hotels, 2X points on other travel, and 1X on other purchases
Purchase Protection
Extended warranty, return protection, and purchase protection on eligible items
Entertainment Credit
Up to $240 in annual digital entertainment credits ($20 per month)
Fine Hotels + Resorts
Exclusive benefits at luxury properties including room upgrades and late checkout
Mobile App
Manage your account, track rewards, and get real-time notifications with our award-winning app
Premium Card Features
Membership Rewards®
Earn points on every purchase that can be transferred to airline and hotel partners
Global Assist®
24/7 emergency assistance when traveling more than 100 miles from home
Concierge Service
Personal assistants available 24/7 to help with reservations and hard-to-get tickets
No Foreign Transaction Fees
Use your card internationally without paying extra fees
Choose Your Card
Platinum Card®
Premium travel benefits, airport lounge access, and elite status with hotels
Annual Fee: $695
Gold Card®
4X points at restaurants worldwide and U.S. supermarkets (up to $25,000 per year)
Annual Fee: $250
EveryDay® Credit Card
2X points at U.S. supermarkets on up to $6,000 per year in purchases
Annual Fee: $0
Fee Structure
| Card | Annual Fee | APR | Foreign Transaction Fee |
|---|---|---|---|
| Platinum Card® | $695 | See Terms | None |
| Gold Card® | $250 | See Terms | None |
| EveryDay® Credit Card | $0 | See Terms | None |
Ready to Apply?
Join millions of Card Members enjoying premium benefits and exceptional service. Apply now and you could get a decision in as little as 30 seconds.
- 100,000 Membership Rewards® points welcome bonus (terms apply)
- 24/7 premium customer service
- Worldwide acceptance at millions of locations
Application Form
Frequently Asked Questions
New Platinum Card members can earn 100,000 Membership Rewards® points after spending $6,000 on purchases within the first 6 months of Card Membership. Gold Card members can earn 60,000 points after spending $4,000 in the first 6 months. Terms apply.
Platinum Card members receive complimentary access to 1,300+ airport lounges worldwide, including Centurion Lounges, Priority Pass lounges, and more. Simply present your Platinum Card and boarding pass at participating lounges.
The Platinum Card offers several annual credits: $200 airline fee credit (for incidentals like baggage fees), $200 Uber Cash ($15 monthly plus $20 bonus in December), $100 Saks Fifth Avenue credit ($50 January-June and $50 July-December), and $240 digital entertainment credit ($20 per month). These are automatically applied when you use your Card for eligible purchases.
You can earn 5X points on up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel. All other earning is unlimited.